Compulsory insurance and registration
Institutional forms document occupational accident insurance registration and employer contribution duties within its legal framework. The administrator manages coverage and benefits, while employers must fulfil enrolment and reporting obligations. Publication of community outpatient services in the catalogue does not establish universal membership of the occupational insurance programme.
Care following an accident
Published services include emergency, medical and surgical care, hospital treatment and dental services within the relevant benefits. Pharmacy, diagnostics and physiotherapy are also identified. Care aims at recovery or stabilisation under the scheme; actual availability at a facility or within a specialty requires confirmation through the relevant operational channel.
Compensation and survivors
OFATMA describes compensation during incapacity, indemnities, funeral expenses and periodic benefits for eligible categories of survivors. The form of protection depends on the case and the beneficiary’s recognised status. Treatment of an injured worker, determination of incapacity and a survivor’s entitlement are different elements of social protection, even where they arise from one accident.
Prevention and inspection
The prevention service documents assessment of working conditions, investigation of accident and disease causes and recommendations to employers. Its functions include information and support for workplace prevention arrangements. The approach addresses technical, human and organisational factors and worker participation; insurance and compensation do not replace control of workplace hazards.
Social support and return to activity
The institutional structure includes a social service helping injured people and their families address problems arising from accidents. It also describes reintegration or re-employment efforts following recovery or stabilisation. This component extends the response beyond the clinical injury and recognises the employment and family consequences of a protected contingency, alongside healthcare and financial benefits.
Frequently asked questions
Do all OFATMA programmes provide identical coverage?
No. The portal distinguishes occupational accidents, sickness and maternity, voluntary arrangements and public-agent self-insurance. Each programme has its own scope.
Is OFATMA a private insurer?
It describes itself as an autonomous social security body under ministerial supervision, performing public insurance and prevention functions.
